Ashley Furniture Credit Card
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If you have been looking for some information regarding the Ashley Furniture Credit Card and how you can get signed up, you have finally found the right site page. We always want to make sure that all of the very best information about the Ashley Furniture Credit Card will be provided here for your benefit. When the Ashley Furniture Credit Card was first started, it used to be run by Citi Financial. Over the years though, it has now seen new life under the management of GE Money. GE Money took the Ashley Furniture Credit Card and really changed things up for everyone in order to breathe this new life into the Ashley Furniture Credit Card. What they did was start a deferred interest financing method for people to finance their furniture purchases within the Ashley Stores.
The bad thing about them doing this type of thing is that their franchises were not all in agreement. You could easily call a lot of different locations access the U.S alone and you will likely get prices that won't match prices you may have heard from a different site owner. Even with that being said, all of them apply the discount in the same way as follows:
Purchases financed for 48 months receive an extra 10% discount upon signing of the agreement.
Purchases financed for 24 months receive an extra 15% discount.
Lastly, the purchases financed for 12 months will receive an extra 20% discount.
The most thing you will need to get from this article is most likely an understanding on deferred interest. The zero percent interest is only deferred or held back if you will unless you are unable to complete the payment schedule for the amount of months you have set financing for. As soon as your time is over on that contract they will assess whether you are paid in full as you should be. If not, you will be charged all of the interest on the full amount which will be due immediately. It is best to not let your Ashley Furniture Credit Card account get to this point because it tends to spell disaster for many accounts as things remain unpaid interest continues to compile.
This is exactly why we are always taking the time to try to make sure you are reading all of your terms and conditions before signing up for your cards. If you happen to have signed up for the deferred interest, that’s fine. However, if you aren't aware of what that deferred interest really means you could be in a lot of trouble by the end of your agreement or sooner. The Ashley Furniture financing and card deals found in Los Angeles are said to be some pretty great deals. As far as the rest of the locations across the country are concerned, you just never really know what's being offered in all of the different states with their rules, cost of living and income levels of residents. Just about the only thing all of their stores do have in common though and that is they are all always ready to promote their next sale regardless.